AMS Financial Solutions, Inc, Consumer Finance & Loan Companies, Charleston, SC

Financing Home Improvement to Make Your Home Safe and Beautiful

Financing Home Improvement to Make Your Home Safe and Beautiful

Financing home improvement can be done for a number of reasons. Many homeowners simply want to update and make their home more beautiful. These types of projects can include painting, new flooring, updated kitchens and baths and more. Some updates are not only for beauty but for functional purposes such as making handicapped accessible ramps, doorways and baths.

There are many home improvement projects that are undertaken because of safety concerns. Often times there is deferred maintenance that can cause, water damage, mold and mildew issues and even rot. It is important to stay on top of little issues such as clogged gutters, broken sump pump or leaky roofs before they become major issues. Financing home improvement projects can help the homeowner with a strict budget pay for much needed repair. There are all types of loans that are used for financing home improvement. Some of the more popular loans are unsecured loans and 0% financing for home improvement. Unsecured loans mean that there is no collateral taken by the lender in order to make the loan. Many of the 0% credit cards for home improvement have promotional periods of zero interest and therefore can help with the monthly budget.

Overall if you are looking at financing home improvement there are many different options to choose fro, We recommend that you research all of the programs available and make the best choice for your family and your current budget.




Home Remodeling Loan Can Make Your Home Improvement Project Come Alive

What is a home remodeling loan and what is the best way to find one?

A Home remodeling loan is a loan that homeowners use to make home improvements to their home. Remodeling projects come in many forms. There are exterior projects that can be done to include, pools, patios, roofing, windows and siding. Interior projects can include kitchen, bath and flooring. Energy efficient projects that can include more efficient HVAC systems, windows and insulation. Additionally there are solar, wind, geothermal , tankless water heaters and other forms of energy upgrades. Any of the projects listed fall into the category of a home remodeling project and can be financed with a specialty loan.

Depending on the project cost , there are many different financing products available to the homeowner.  We typically see that any project that falls under $15,000 or so is a good fit for a 0% credit card for home improvement. Any project that is above $15,000 are usually a better fit for a longer term unsecured home improvement loan.

If you are looking for a home remodeling loan you have a lot of choices in today’s market. Take the time to research all of the options available to you, compare the rates and terms an you will be able to find the best program to fit you and your family’s budget.



How to Choose the Best 0% Credit Card for Home Improvement

0% credit cards are very popular with do it yourself types as well as consumers that are working with contractors. When looking to fund a new home project or required repair you would be very wise to consider taking advantage of a zero percent credit card to fund your project. Many people are opposed to using credit cards unless its of an emergency but the smart shopper knows that there are many very attractive offers that can not only help fund your project but can save you money in the process. Many of the 0% credit cards come with what is called a teaser rate. These rates can be at 0% APR for an intro period and then they revert back to a market rate after the teaser period is over. Many of the savvy shoppers utilize these cards for their purchase and will pay them off before the 0% term is up and essentially get free money for their project. This is often the case even if you have the cash it allows you to spread your payments out and make the job more affordable for your family budget. Some of the best programs available go up to 0% APR for 18 months.

If you use good common sense and do not over extend yourself and have good financial discipline you can use a 0% credit card for home improvement to your advantage. There are many cards from different issuers to choose from and you should compare the rates and terms carefully to make sure that they will suit your needs. Some of the 0% cards for home improvement even have no late fees and no penalty fees. Lastly if you have recently used a current credit card that you have for home improvement there is an opportunity to do a balance transfer to another card that allows balance transfers at 0% APR for up to 18 months. You will need to read the terms of use of these cards since most have a small balance transfer fee as well. Be smart and research all of the options and you will be sure to find a great 0% credit card for home improvement.

HVAC loans with 0% Financing are Available for Consumers and Contractors Nationwide

HVAC loans for consumers are available to consumers with any type of credit scenario. There are a wide variety of financing options and we will go through the different types available through this home improvement loan site. The most important first step is to determine how much you need or want to finance. This will determine the best product choices that are available in that price point.


0% same as cash programs are some of the most popular if you are looking to borrow $15,000 or less. For most people these is a diminishing return for a 0% credit card for HVAC on products that or more than this. Should you need a bigger unit or are financing addition energy improvements yo may want to consider an unsecured loan for HVAC. Unsecured loans simply mean that there is no collateral needed to secure the loan. Basically you are using your credit and capacity to repay the loan ( job, income etc) to qualify for the financing. The longer terms that are available with an unsecured loan is attractive with being able to budget the new purchase and pay it off over time. Typically these types of loans do not have any prepayment penalty so if you want to pay it off early its is not a problem.


HVAC contractor financing is also available to contractors who wish to offer attractive loans and 0% same as cash products to their consumers who wish to take advantage of these types of financing programs. It is often valuable to advertise 100% financing programs are available to help stimulate sales and to also entice consumers who otherwise could not afford to pay in cash. We highly recommend that you make it well known in all of your online and offline marketing that financing is available to your consumers on all of your products and it will help promote your company and the products and services that you sell.


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