Same as Cash Loans for Home Improvement

Same as Cash Loans for Home Improvement
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What is a Same as Cash Loan and How Do They Work ?

Same as cash loans for home improvement is one of the most requested products by consumers, contractors a manufacturers. This is an old industry term that can have different meanings depending on who you ask. The traditional meaning was for a product that was offered by a contractor, manufacturer, distributor or dealer for their consumer and the primary benefit was a small or no minimum payment loan that carried a 0% term that if the consumer paid the balance in full they would incur no interest charges. There were and are quite a few different iterations of this program but most if not all have been changed a bit due to the legislation that was enacted to better protect consumers.

The new programs are both beneficial to the contractor and the consumer in many ways. The contractor can still sell their product or service by advertising a 0% APR for home improvement and the consumer can reap this benefit. Same as cash for home improvement is available with credit card offers for home improvement with a minimum monthly payment that goes directly to reducing the proinciple balance. This amount is typically 1.5%-3% of the outstanding balance and is set up to encourage regular if only modest payments by the consumer. They still get the ultimate benefit of a 0% APR product and if they pay in full they will not incur and interest or fees whatsoever.

Get started today by searching our wide variety of 0% APR home improvement credit cards.

 Featured Loan and Credit Card Offers from our Partners

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0% APR Cards up To 18 Months on Home Improvement Purchases

0% APR on Purchases Up to 18 Months- Over 30 Different Offers to Choose From- Good to Excellent Credit Required- Research and Compare all Cards - Start By Clicking "choose offer...

LightStream Home Improvement Loans

Loans from $5,000 - $100,000 Rates as low as 4.99%* APR with AutoPay Repayment terms up to 12 years* No fees, pre-payment penalties, collateral, or appraisals required Same-day...

Lending Club Home Improvement Loans

$1,000 to $40,000 for Home Improvement Rates from 6.95% to 35.89%* APR. Best APR is available to borrowers with excellent credit 3 & 5 Year terms * No prepayment Penalty Funding...

Marcus By Goldman Sachs Home Improvement Loans

No Fees. Ever. We don't deduct a sign-up fee from your loan amount.Loans from $3,500 to $40,000 and fixed rates from 6.99% to 28.99% APR. For NY residents, rates range from 6.99%..

Figure Home Equity Loans for Excellent and Good Credit

Figure's application is 100% online, from start to finish. Get approved in 5 minutes and funding in as soon as 5 days. Fixed rates starting at 4.99% APR*

Why use 0% Credit Cards For Home Improvement Purchases ?

A credit card with an introductory 0 % APR is hands down one of the best deals in consumer finance today. If you qualify for the offer it is a great fit for  home improvement purchases . Use it wisely and you can pay for large purchases such as home improvement  over time with low, interest-free monthly payments. The trick in taking advantage of these credit card offers successfully is to remember the promotional time period and make every attempt to pay the balance in full before it expires. You can continue to make payments after the 0% period expires but this is where you will start paying interest. If you are faced with carrying a balance after the promotional period we recommend that you find another 0% offer and transfer the balance to the new card and starting a new 0% time line. In summary, a 0% card is usually the best option for large purchases such as home improvement if you can get approved.

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