AMS Financial Solutions, Inc, Consumer Finance & Loan Companies, Charleston, SC

Same as Cash Loans for Home Improvement

What is a Same as Cash Loan and How Do They Work ?

Same as cash loans for home improvement is one of the most requested products by consumers, contractors a manufacturers. This is an old industry term that can have different meanings depending on who you ask. The traditional meaning was for a product that was offered by a contractor, manufacturer, distributor or dealer for their consumer and the primary benefit was a small or no minimum payment loan that carried a 0% term that if the consumer paid the balance in full they would incur no interest charges. There were and are quite a few different iterations of this program but most if not all have been changed a bit due to the legislation that was enacted to better protect consumers.

The new programs are both beneficial to the contractor and the consumer in many ways. The contractor can still sell their product or service by advertising a 0% APR for home improvement and the consumer can reap this benefit. Same as cash for home improvement is available with credit card offers for home improvement with a minimum monthly payment that goes directly to reducing the proinciple balance. This amount is typically 1.5%-3% of the outstanding balance and is set up to encourage regular if only modest payments by the consumer. They still get the ultimate benefit of a 0% APR product and if they pay in full they will not incur and interest or fees whatsoever.

Get started today by searching our wide variety of 0% APR home improvement credit cards.

Featured Loan and Credit Card Offers from our Partners

  • 0% APR Cards up To 21 Months on Home Improvement Purchases

    0% APR on Purchases Up to 21 Months- Over 30 Different Offers to Choose From- Good to Excellent Credit Required- Research and Compare all Cards - Start By Clicking "choose offer" plus

  • LendKey 10 & 15 year term loans

    FICO as low as 660 (Experian) Primary applicant gross annual income must be at least $50,000 No bankruptcies or foreclosure Loan terms ranging from 3 years to 15 years (based on qualification) Loan amounts up to $50,000 (minimum of $5,000) Fixed rat plus

  • LightStream Home Improvement Loans

    Loan From $5,000 - $100,000 unsecured. Rates starting at 3.99%* APR with AutoPay. Flexible terms available. Good to Excellent credit required. No prepayment penalty. Money  in your account as soon as today.† No fees. Quick response during business ho plus

  • Lending Club Home Improvement Loans

    $1,000 to $40,000 for Home Improvement Rates from 5.99% to 35.89%* APR. Best APR is available to borrowers with excellent credit 3 & 5 Year terms * No prepayment Penalty Not available in Iowa & West Virginia Minimum score 620 ( TransUnion) plus

Find & Compare Home Improvement Loans

Borrow up to $ 100,000
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