Use the search feature on the right to find loans and 0% intro APR cards for your project.
Compare 0% intro APR credit cards and loans to see which program is best for you.
Apply for the credit card or loan of your choice by completing the lender's application online.
0% Intro APR on Purchases Up to 18 Months-
Over 30 Different Offers to Choose From-
Good to Excellent Credit Required-
Research and Compare all Cards - Start By Clicking "choose offer"
Same-day funding available (conditions apply)
Best for those with good credit
*Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Excellent credit is required to qualify for lowest rates. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Payment Example: Monthly payments for a $10,000 loan at 8.99% APR with a term of 3 years would result in 36 monthly payments of $317.95.
Truist Bank is an Equal Housing Lender. © 2023 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
Marcus By Goldman Sachs® Offer Terms and Conditions
Your loan terms are not guaranteed and are subject to our verification of your identity and credit information. Rates range from 6.99% to 24.99% APR, and loan terms range from 36 to 72 months. For NY residents, rates range from 6.99%-24.74%. Only the most creditworthy applicants qualify for the lowest rates and longest loan terms. Rates will generally be higher for longer-term loans. To obtain a loan, you must submit additional documentation including an application that may affect your credit score. The availability of a loan offer and the terms of your actual offer will vary due to a number of factors, including your loan purpose and our evaluation of your creditworthiness. Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans). Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness. Your verifiable income must support your ability to repay your loan. Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch. Applications are subject to additional terms and conditions. Receive a 0.25% APR reduction when you enroll in AutoPay. This reduction will not be applied if AutoPay is not in effect. When enrolled, a larger portion of your monthly payment will be applied to your principal loan amount and less interest will accrue on your loan, which may result in a smaller final payment. See loan agreement for details.
A credit card with an introductory 0 % APR is hands down one of the best deals in consumer finance today. If you qualify for the offer it is a great fit for home improvement purchases . Use it wisely and you can pay for large purchases such as home improvement over time with low, interest-free monthly payments. The trick in taking advantage of these credit card offers successfully is to remember the promotional time period and make every attempt to pay the balance in full before it expires. You can continue to make payments after the 0% period expires but this is where you will start paying interest. If you are faced with carrying a balance after the promotional period we recommend that you find another 0% offer and transfer the balance to the new card and starting a new 0% time line. In summary, a 0% card is usually the best option for large purchases such as home improvement if you can get approved.
There are many different kinds of home improvement loans available on the market today. Home improvement loans can help a homeowner remodel their house into a home of their dreams. What exactly is home improvement financing? This is money that is lent to a homeowner for home renovation or home repairs. These loans may be either secured or unsecured. With an unsecured loan, even people with no equity in their home can qualify. Home improvement financing can be used on a variety of projects, such as an addition onto the home or updates inside the home such as cabinets or bathroom fixtures. Home improvement loans can increase a home's curb appeal. If the homeowner decided to sell the property, the home may increase in market value and sell for more. If a homeowner is interested in updating their property, home improvement financing could be a good option. Anything that is on the property can be included in the financing, such as landscaping work. With the help of home improvement financing, homeowners can have the home of their dreams.