There are over 40 different 0% credit card programs that can be used for home improvement. There are 0% cards that go as long as 18 months and you can be approved in as fast as 30 seconds with a simple one page application. Additionally if you are looking for a term loan or an unsecured loan with no prepayment penalty for home improvement we recommend that you also use the loan search function below to help narrow down the best options for your specific needs and credit situation.
A credit card with an introductory 0 % APR is hands down one of the best deals in consumer finance today. If you qualify for the offer it is a great fit for home improvement purchases . Use it wisely and you can pay for large purchases such as home improvement over time with low, interest-free monthly payments. The trick in taking advantage of these credit card offers successfully is to remember the promotional time period and make every attempt to pay the balance in full before it expires. You can continue to make payments after the 0% period expires but this is where you will start paying interest. If you are faced with carrying a balance after the promotional period we recommend that you find another 0% offer and transfer the balance to the new card and starting a new 0% time line. In summary, a 0% card is usually the best option for large purchases such as home improvement if you can get approved.