Use the search feature on the right to find loans and 0% intro APR cards for your project.
Compare 0% intro APR credit cards and loans to see which program is best for you.
Apply for the credit card or loan of your choice by completing the lender's application online.
0% Intro APR on Purchases Up to 18 Months-
Over 30 Different Offers to Choose From-
Good to Excellent Credit Required-
Research and Compare all Cards - Start By Clicking "choose offer"
Same-day funding available (conditions apply)
Best for those with good credit
*Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Excellent credit is required to qualify for lowest rates. Rates range from 3.99%-16.99% APR w/AutoPay. Rate is quoted with AutoPay discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% points higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
Payment example: Monthly payments for a $10,000 loan at 3.99% APR with a term of 3 years would result in 36 monthly payments of $295.20.
Truist Bank is an Equal Housing Lender. © 2021 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
A credit card with an introductory 0 % APR is hands down one of the best deals in consumer finance today. If you qualify for the offer it is a great fit for home improvement purchases . Use it wisely and you can pay for large purchases such as home improvement over time with low, interest-free monthly payments. The trick in taking advantage of these credit card offers successfully is to remember the promotional time period and make every attempt to pay the balance in full before it expires. You can continue to make payments after the 0% period expires but this is where you will start paying interest. If you are faced with carrying a balance after the promotional period we recommend that you find another 0% offer and transfer the balance to the new card and starting a new 0% time line. In summary, a 0% card is usually the best option for large purchases such as home improvement if you can get approved.
There are many different kinds of home improvement loans available on the market today. Home improvement loans can help a homeowner remodel their house into a home of their dreams. What exactly is home improvement financing? This is money that is lent to a homeowner for home renovation or home repairs. These loans may be either secured or unsecured. With an unsecured loan, even people with no equity in their home can qualify. Home improvement financing can be used on a variety of projects, such as an addition onto the home or updates inside the home such as cabinets or bathroom fixtures. Home improvement loans can increase a home's curb appeal. If the homeowner decided to sell the property, the home may increase in market value and sell for more. If a homeowner is interested in updating their property, home improvement financing could be a good option. Anything that is on the property can be included in the financing, such as landscaping work. With the help of home improvement financing, homeowners can have the home of their dreams.