0% APR on Purchases Up to 18 Months-
Over 30 Different Offers to Choose From-
Good to Excellent Credit Required-
Research and Compare all Cards - Start By Clicking "choose offer"

FICO as low as 660 (Experian)

Primary applicant gross annual income must be at least $50,000

No bankruptcies or foreclosure

Loan terms ranging from 3 years to 15 years (based on qualification)
Loan amounts up to $55,000 (minimum of $5,000)
Fixed rates starting at 6.49%* with Autopay

Online application process and loan signing
No prepayment penalties
No origination fees
45 State Availability (excludes Nevada, Maine, North Dakota, West Virginia, and Rhode Island)

LendKey provides financing to consumers and is powered by a seamless application and approval process. Please note that funds are sent directly to the contractor.

*Not available for above ground pools, hot tubs, spas or landscaping

Loans from $5,000 - $100,000 unsecured.
Rates starting at 4.99%* APR with AutoPay.
Good to Excellent credit required.

12 year payment terms^ available for excellent-credit customers.

No prepayment penalty.
Money in your account as soon as today.†
No fees.
Quick response during business hours.
Available in all 50 states.

* The APR listed is for an unsecured home improvement, pool, or solar system loan between $10,000 and $24,999 with a term between 24 and 36 months for applicants with excellent credit. Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

^Payment Example: Monthly payments for a $25,000 loan at 7.99% APR with a term of 12 years would result in 144 payments of $270.48.

† You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

$1,000 to $40,000 for Home Improvement
Rates from 6.95% to 35.89%* APR. Best APR is available to borrowers with excellent credit
3 & 5 Year terms *
No prepayment Penalty

Funding in as few as 3 days

Not available in Iowa & West Virginia

Minimum score 620 ( TransUnion)

All loans made by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. The APR ranges from 6.95% to 35.89%*. The origination fee ranges from 1% to 6% of the original principal balance and is deducted from your loan proceeds. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64. Your APR will be determined based on your credit at the time of application. The average origination fee is 5.49% as of Q1 2017. In Georgia, the minimum loan amount is $3,025. In Massachusetts, the minimum loan amount is $6,025 if your APR is greater than 12%. There is no down payment and there is never a prepayment penalty. Closing of your loan is contingent upon your agreement of all the required agreements and disclosures on the www.lendingclub.com website. All loans via LendingClub have a minimum repayment term of 36 months. Borrower must be a U.S. citizen, permanent resident or be in the United States on a valid long term visa and at least 18 years old. Valid bank account and Social Security number are required. Equal Housing Lender. All loans are subject to credit approval. LendingClub’s physical address is: LendingClub, 71 Stevenson Street, Suite 1000, San Francisco, CA 94105.

†Per reviews collected and authenticated by Bazaarvoice in compliance with the Bazaarvoice Authentication Requirements, supported by anti-fraud technology and human analysis. All reviews can be reviewed at reviews.lendingclub.com