0% Credit Cards for Home Improvement

0% Credit Cards for Home Improvement
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There are over 40 different 0% credit card programs that can be used for home improvement. There are 0% cards that go as long as 18 months and you can be approved in as fast as 30 seconds with a simple one page application. Additionally if you are looking for a term loan or an unsecured loan with no prepayment penalty for home improvement we recommend that you also use the loan search function below to help narrow down the best options for your specific needs and credit situation.

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 Featured Loan and Credit Card Offers from our Partners

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0% APR Cards up To 18 Months on Home Improvement Purchases

0% APR on Purchases Up to 18 Months- Over 30 Different Offers to Choose From- Good to Excellent Credit Required- Research and Compare all Cards - Start By Clicking "choose offer...

LightStream Home Improvement Loans

Loans from $5,000 - $100,000 Rates as low as 4.99%* APR with AutoPay Repayment terms up to 12 years* No fees, pre-payment penalties, collateral, or appraisals required Same-day...

Lending Club Home Improvement Loans

$1,000 to $40,000 for Home Improvement Rates from 6.95% to 35.89%* APR. Best APR is available to borrowers with excellent credit 3 & 5 Year terms * No prepayment Penalty Funding...

Marcus By Goldman Sachs Home Improvement Loans

No Fees. Ever. We don't deduct a sign-up fee from your loan amount.Loans from $3,500 to $40,000 and fixed rates from 6.99% to 28.99% APR. For NY residents, rates range from 6.99%..

Figure Home Equity Loans for Excellent and Good Credit

Figure's application is 100% online, from start to finish. Get approved in 5 minutes and funding in as soon as 5 days. Fixed rates starting at 4.99% APR*

Why use 0% Credit Cards For Home Improvement Purchases ?

A credit card with an introductory 0 % APR is hands down one of the best deals in consumer finance today. If you qualify for the offer it is a great fit for  home improvement purchases . Use it wisely and you can pay for large purchases such as home improvement  over time with low, interest-free monthly payments. The trick in taking advantage of these credit card offers successfully is to remember the promotional time period and make every attempt to pay the balance in full before it expires. You can continue to make payments after the 0% period expires but this is where you will start paying interest. If you are faced with carrying a balance after the promotional period we recommend that you find another 0% offer and transfer the balance to the new card and starting a new 0% time line. In summary, a 0% card is usually the best option for large purchases such as home improvement if you can get approved.

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