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How It Works / FAQ’s For Contractors

How It Works / FAQ’s For Contractors
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How it Works for Contractors Video

Contractor FAQs

Why have so many companies switched to Home Improvement Loan Pros for their Contractor Financing Program?

The short answer is NO LOAN FEES or DISCOUNT FEES EVER.

Plus you are in good company............ We service over 50,000 contractor partners nationwide and give you and your customers the most innovative and competitive finance programs in the market. Since 2004 we have earned our trusted partner reputation by offering the best rates and programs and creating the easiest contractor financing program for you and your sales staff

Home Improvement Loan Pros SPECIALTY FINANCING PROGRAM

All Plans Include the Following Industry Leading Products and Programs:

  • NO DISCOUNT FEES & NO LOAN FEES charged to the service provider, contractor or dealer
  • No Paperwork, no completion certificates and no headaches
  • Finance any product or service with no restrictions
  • 30 Second Approvals/ Fast Funding Process
  • Programs for A through D Credit- No need for any other finance programs
  • Loan Programs and 0% Cards for All 50 States
  • Access to 10+ Unique Loan Programs Including our most popular 4.99% unsecured
  • Access to 15+ Unique 0% Cards Programs including our most popular 0% for 21 months
  • Finance Any Product or Service $1- $100,000
  • 24/7 access to the loan portal
  • No minimum time in business/ no minimum volume requirements

Start Saving with Home Improvement Loan Pros Today…..

Pick a plan and sign up in less than 60 seconds. No set up fees, No hidden fees, No risks, No contracts, No worries

Most Popular Plan

Pro Plan

Annual
$399/Year
No risk/ No contracts
Choose Plan

What you get – Access to all financing products plus the advantages of the full features listed below, dedicated support and a comprehensive turn-key financing solution to grow your business with financing.

Loan application portal – We will provide, maintain and host a dedicated dealer loan portal site for you that is co- branded with your logo and has a unique URL for increased approvals and conversion rates.
*see example

Marketing Material – Includes 500 custom cards printed and shipped to you to help drive more sales with 100% financing.

Training - On demand , scheduled and ongoing with a dedicated success coach.

Support - Phone, Email & Chat. Dedicated account representative.

Best For : Businesses that want to supercharge their sales with a comprehensive turn-key financing solution and no loan fees. This plan is for single location partners.

Choose Plan

Pro Plan Plus

Multi Location
Call for Pricing
No risk/ No contracts
Choose Plan

What you get – Access to all financing products plus the advantages of the full features listed below, dedicated support and a comprehensive turn-key financing solution tailored to the needs of larger and multi location firms.

Loan application portal – We will provide, maintain and host a dedicated dealer loan portal site for you that is co- branded with your logo and has a unique URL for increased approvals and conversion rates.
*see example

Marketing Material – Includes custom cards printed and shipped to you to help drive more sales with 100% financing.

Training - Flexible on demand , scheduled and ongoing with a dedicated success coach for your sales team.

Support - Phone, Email & Chat. Dedicated account representative.

Best For : Larger multi location businesses, manufacturers, distributors and franchise groups that want a turn-key financing solution with no loan fees. This plan is for multi location partners.

Choose Plan

Have questions about pricing? Contact Us

We are Home Improvement Loan Pros. Who are you ?

Chance Johnson of Clear Choice Windows uses Home Improvement Loan Pros to supercharge his marketing, increase sales, create upsell opportunities and to stamp out his local competition.

We recommend the Pro Plan (Full Features)
Get started now

Chance Johnson of Clear Choice Windows uses Home Improvement Loan Pros to supercharge his marketing, increase sales, create upsell opportunities and to stamp out his local competition.

We recommend the Pro Plan (Full Features)
Get started now

Charlie Culver the CEO of Critter Control uses Home Improvement Loan Pros to grow his company and to save his 120 franchisees tens of thousands of dollars annually over their previous home improvement lender.

We recommend the Pro Plan (Full Features Plus)
Get started now

Savings Comparison Chart ( If you want us to crunch the numbers)

Average Loan Amount/ Financed Amount

Loan Fees / Discount Fees

National Lender A Loan/ Discount Fees *10% promotional discount fee

National Lender B Loan / Discount Fees * 8% promotional discount fee

National Lender C Loan/ Discount Fees * 6% promotional discount fee

Monthly Savings assumes 5 funded loans per month@10% discount rate

Yearly Savings assumes 60 funded loans per year @10% discount rate

$2,500

$0

$200

$200

$150

$1,250

$15,500

$5,000

$0

$500

$400

$300

$2,500

$30,000

$7,500

$0

$750

$600

$450

$3,750

$45,000

$25,000

$0

$2,500

$2,000

$1,500

$12,500

$150,000

Average Loan Amount/ Financed Amount

$2,500

$5,000

$7,500

$25,000

Loan Fees / Discount Fees

$0

$0

$0

$0

National Lender A Loan/ Discount Fees *10% promotional discount fee

$200

$500

$750

$2,500

National Lender B Loan / Discount Fees * 8% promotional discount fee

$200

$400

$600

$2,000

National Lender C Loan/ Discount Fees * 6% promotional discount fee

$150

$300

$450

$1,500

Monthly Savings assumes 5 funded loans per month@10% discount rate

$1,250

$2,500

$3,750

$12,500

Yearly Savings assumes 60 funded loans per year @10% discount rate

$15,500

$30,000

$45,000

$150,000

Home Improvement Loan Pros Saves you money on every deal. Money that can be invested to grow your business. Our competition charges you money on every deal. The more that you finance the more you pay them. Not our idea of a win/ win scenario.

Are you ready to get started now ?

Get started today. We are so confident that you will love it and the ROI that we deliver, we offer No Contracts, and absolutely No Risks whatsoever !

Get started now

Home Improvement Loan Pros is trusted by over 50,000 companies just like yours.

Frequently asked questions?

How can Home Improvement Loan Pros not charge any discount or loan fees when every other lender in the market does?

Great question and one we get quite often. The short answer is that we have spent years to develop a unique and comprehensive specialty financing solution that charges no loan fees or discount fees. Our goal is to keep innovating and continue to disrupt the consumer finance industry. We strive to innovate every day to bring more value to our partner relationships and to help them grow their business with financing.

Why don’t I just send my clients to your regular website ?

You can, we don’t mind. However our data shows that you will have greater success with the Pro Partner Plan at just $399 a year. You will use it more often and your customers will be much more likely to get a fast approval through the integrations that we use. The pro partner plan comes with a branded loan portal, additional VIP support for you and your customers as well as 500 custom printed sales cards to make it easy to share your unique branded loan portal with your customers. Our chat and phone support team can identify when your customer arrives to your loan portal and this info brings extra value when we provide service to them. Additionally, when they come to your unique loan portal page they will see your logo on the page and it gives them peace of mind that we are a trusted partners. Our $399 pro partner plan provides great value, ROI and is the best turn-key financing solution for nearly any business.

Can I just try the Monthly plan and then switch?

Yes, you sure can. Although if you are serious about saving money and offering the best end to end financing solution for your customer, you should invest the $399 annual plan from the start to save the most money ( less than 2 dollars a day and no contract/no risk) to insure that it maximizes the financing potential. We are sure that you will see that $399 a year is a worthwhile investment to save $300-$800 on average per financed deal. If you decide to demo the $49/ month pro partner plan, we feel pretty confident that that you will be convinced of the significant value that we bring to your company after your first funded deal and will want to upgrade to the fully featured Pro Partner Plan as soon as possible.

Still have questions about pricing or programs? Contact Us or Call 800-783-6540 to speak to one of our helpful account reps

Why use 0% Credit Cards For Home Improvement Purchases ?

A credit card with an introductory 0 % APR is hands down one of the best deals in consumer finance today. If you qualify for the offer it is a great fit for  home improvement purchases . Use it wisely and you can pay for large purchases such as home improvement  over time with low, interest-free monthly payments. The trick in taking advantage of these credit card offers successfully is to remember the promotional time period and make every attempt to pay the balance in full before it expires. You can continue to make payments after the 0% period expires but this is where you will start paying interest. If you are faced with carrying a balance after the promotional period we recommend that you find another 0% offer and transfer the balance to the new card and starting a new 0% time line. In summary, a 0% card is usually the best option for large purchases such as home improvement if you can get approved.

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