AMS Financial Solutions, Inc, Consumer Finance & Loan Companies, Charleston, SC

Kitchen and Bath Loans

If you would like to update your home, look into kitchen and bath financing.  There is no better way to make a home look updated and modern than to replace items in the kitchen or the bath.  There are many projects that one can take on to make a kitchen or a bathroom look different and totally transform it.

In the kitchen, one of the easiest things to perk up a kitchen is to replace the kitchen cabinets.  Kitchen cabinets can transform a room, creating more space if needed.  They can brighten up an area as well if there were dark cabinets but were replaced by light ones.  Or they can make a room seem warmer if light ones are taken out and a richer color is added.  If one does not feel that replacing the cabinets is necessary, then cabinet refacing may be chosen.    When refacing cabinets, there is little mess with a huge payoff.  Cabinets will look new, and add more value to the home.  If the layout is not going to be changed, this method is a surefire way to go. Going this route will save money since the cabinet frames are left intact, and just the surfaces are refaced.  This job can usually be completed within three to five days.  Usually refacing the cabinets will cost about one third less than installing new cabinets.  If cabinets are solid and not damaged, refacing is often recommended for those that wish to save some money on making updates to the home.

One can also update the kitchen floor while having the kitchen updated.  There are many styles that can be picked from and many different materials to be used as well.  A new floor will refresh your kitchen.  Options include tile flooring, wood floors, laminate, vinyl, linoleum, and even carpet.  Before one makes a decision, they must think about how messy they allow the kitchen to be.  If they have children, carpet may not be the best option.  It is not the most hygienic and harder to keep clean in kitchen areas.  Linoleum comes in a variety of colors and is very easy to keep clean.  Vinyl is easy to install and is a bit cheaper than linoleum.  Laminate is a great alternative to wood floors as it is much cheaper, and is easy to clean and install.  Wood floors look great, but can get slippery so they are not the safest in the kitchen.  They also stain more than that other flooring choices.  And tile floors are very durable, easy to customize, and come in many styles.  The great thing about tile is if you break one, then it is easy to replace as you do not have to replace the entire floor.

Replacing major appliances in the kitchen can make a huge improvement in the way a kitchen not only looks but the value of it as well.  Many like the look of stainless steel appliances.  This sets off any kitchen and gives it a higher value dollar.  Plus there are some great brands that are well known.  It is best to have all appliances match in color to not only look the best but to have a better resale value for the home if you do ever decide to sell it with the appliances staying. These major appliances include the oven and stove, dishwasher, refrigerator, and possible a built in microwave.

Replacing countertops in either the kitchen or the bathroom is a great way to add some appeal to a room and make it look fresh and updated.  Many varieties mean that there is something for everyone to pick from.  Granite countertops always look amazing in homes.  These countertops are more durable  than marble, and comes in a wide range of colors.  It is scratch and stain resistant as well as acid resistant.

When doing a bathroom remodel, there are many things that one can look at.  Does the flooring need to be replaced?  If so you can pick from many of the flooring types that are listed above in the kitchen section.  Maybe the tub needs to be replaced.  If you do decide to replace the tub, walk in tubs are a great choice to make.  These tubs make it easy for a person who is disabled to take a shower or a bath, or who need the aid of a wheelchair.  They are attractive as well. Walk in tubs are usually bigger than standard bathtubs but are designed to fit in any room.  They make any bathroom update look wonderful.

Updating the home and renovating is a fun way to show off your true style.  There are many styles available in kitchen cabinets, or if the ones you have just need a lift, reface them.  Major appliances will add life to the kitchen, and a granite countertop will be sure to make a kitchen or bathroom look complete with a luxurious feel.  Updating the home has never been easier with so many wonderful choices.

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