AMS Financial Solutions, Inc, Consumer Finance & Loan Companies, Charleston, SC

Loans For Home Improvement

If a homeowner is looking to update their residence, they should know that loans for home improvement are available. There are many different kinds of programs that a homeowner could qualify for if they desire to update their home. Many feel that they will only qualify for a loan if they use the equity that is already built up in their home. However this is not always the case. There are home improvement loans with no equity available. Did you know that 33% of homeowners have nearly negative equity in their homes? This simply means that the homeowner owes more than the house is valued at.

So what should one do if they desire to apply for loans for home improvement, and they have no equity in the existing home? There are many wonderful programs on the market today that a homeowner can look into if they would like to take out a home improvement loan with no equity. Some of the options available may be to refinance the home and take out extra cash. One may even wish to borrow from their 401(k). Simply put, just because there is no equity in a home, does not mean that the homeowner is doomed. There are many ways around this to find loans for home improvement.

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Borrow up to $ 100,000

Featured Loan and Credit Card Offers from our Partners

  • 0% APR Cards up To 21 Months on Home Improvement Purchases

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  • LendKey 10 & 15 year term loans

    FICO as low as 660 (Experian) Primary applicant gross annual income must be at least $50,000 No bankruptcies or foreclosure Loan terms ranging from 3 years to 15 years (based on qualification) Loan amounts up to $50,000 (minimum of $5,000) Fixed rat plus

  • LightStream Home Improvement Loans

    Loan From $5,000 - $100,000 unsecured. Rates starting at 3.99%* APR with AutoPay. Flexible terms available. Good to Excellent credit required. No prepayment penalty. Money  in your account as soon as today.† No fees. Quick response during business ho plus

  • Lending Club Home Improvement Loans

    $1,000 to $40,000 for Home Improvement Rates from 5.99% to 35.89%* APR. Best APR is available to borrowers with excellent credit 3 & 5 Year terms * No prepayment Penalty Not available in Iowa & West Virginia Minimum score 620 ( TransUnion) plus

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