Financing home improvement can be done for a number of reasons. Many homeowners simply want to update and make their home more beautiful. These types of projects can include painting, new flooring, updated kitchens and baths and more. Some updates are not only for beauty but for functional purposes such as making handicapped accessible ramps, doorways and baths. There are many home improvement projects that are undertaken because of safety concerns. Often times there is deferred maintenance that can cause, water damage, mold and mildew issues and even rot. It is important to stay on top of little issues such as clogged gutters, broken sump pump or leaky roofs before they become major issues. Financing home improvement projects can help the homeowner with a strict budget pay for much needed repair. There are all types of loans that are used for financing home improvement. Some of the more popular loans are unsecured loans and 0% financing for home improvement. Unsecured loans mean that there is no collateral taken by the lender in order to make the loan. Many of the 0% credit cards for home improvement have promotional periods of zero interest and therefore can help with the monthly budget. Overall if you are looking at financing home improvement there are many different options to choose fro, We recommend that you research all of the programs available and make the best choice for your family and your current budget.