0% credit cards are very popular with do it yourself types as well as consumers that are working with contractors. When looking to fund a new home project or required repair you would be very wise to consider taking advantage of a zero percent credit card to fund your project. Many people are opposed to using credit cards unless its of an emergency but the smart shopper knows that there are many very attractive offers that can not only help fund your project but can save you money in the process. Many of the 0% credit cards come with what is called a teaser rate. These rates can be at 0% APR for an intro period and then they revert back to a market rate after the teaser period is over. Many of the savvy shoppers utilize these cards for their purchase and will pay them off before the 0% term is up and essentially get free money for their project. This is often the case even if you have the cash it allows you to spread your payments out and make the job more affordable for your family budget. Some of the best programs available go up to 0% APR for 18 months.